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The information published on this portal is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in the products referred to or contained in this portal. While FinAlly has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors. Where materials are provided by third parties, e.g. insurers, FinAlly does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in it. FinAlly expressly disclaims liability for errors or omissions in these materials.
While certain tools available on this portal may provide insurance needs calculation and/or coverage analysis based on your personalized input, any opinion, analysis or estimate contained in this portal is made on a general basis and neither FinAlly nor any of its employees have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. FinAlly expressly disclaims all liability for the use or interpretation by others of information contained in this portal or for any loss arising whether directly or indirectly as a result of the user acting on any information, opinion, analysis or estimate contained in this portal. Decisions made based on information contained in this portal is your sole responsibility, and you agree to hold FinAlly and its affiliates harmless against all and any claims for damages arising from any decisions that you make based on such information.
Investment-related or linked insurance products are subject to investment risks. Past performance is not indicative of future performance. The prices of the underlying securities or assets may rise as well as fall, including the possible loss of the principal amount invested. You should read any risk disclosure statement contained in any particular investment-related or linked insurance product you intend to purchase. If in doubt, please seek specific professional financial advice.
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Commission Rebates and Referral Fees
Where commission rebates or referral fees are offered, such rebates or fees are subject to further terms and conditions imposed by Ray Alliance Financial Advisers Pte Ltd or the relevant product provider(s), including but not limited to the frequency and mode of payment. In the event that you terminate an insurance policy and the relevant insurer exercises its right to clawback commissions paid on it, Ray Alliance Financial Advisers Pte Ltd reserves the right to require you to return up to the full amount of commission that the insurer claws back.
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All contents and materials on this portal, including but not limited to the text, images, videos and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of FinAlly and/or relevant third party providers. This means that you shall not without the express consent of FinAlly distribute the text or graphics to others, mirror or include in your own server or documents, and/or modify, for any unlawful or unauthorized purpose. Nothing contained in this portal shall be construed as conferring, by implication, estoppel or otherwise, a licence or right to use any of the trademarks. FinAlly or any of its relevant third party providers may enforce its rights against you.
Linking to This Portal
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We reserve the right to modify and make changes to any of the above terms and conditions without notice. All modifications will be reflected by the posting of the amended terms and conditions on our portal.
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